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Credit Unions & Banks

Credit unions have seen a rise in membership as big banks have come under scrutiny for their never-ending profit-making measures. Enjoy Doctor Val and Randi Shannon as they dialogue on Banks - Credit Unions and so much more. ideas sent to Val@WakingupinAmerica.com will be selected for reading on the air.We thank our sponsors: * Protandim * Sir Jason Winter's Tea * Randi Shannon's 42Action.org * Tad Patterson's www.YouHaveTheRight.com * Ra at Marketing with the Stars * Visit El Pinto restaurant in Albuquerque. * El Pinto Salsa is available at Ralph's. * Charles W. Wright - (www.emsgo.org * DoctorValerie.com * ConingCompany.com, and * Linda Kammins -Losing hair? www.LindaKammins.com for making our programs possible.

Credit Unions & Banks

Credit unions have seen a rise in membership as big banks have come under scrutiny for their never-ending profit-making measures. Enjoy Doctor Val and Randi Shannon as they dialogue on Banks - Credit Unions and so much more. ideas sent to Val@WakingupinAmerica.com will be selected for reading on the air.We thank our sponsors: * Protandim * Sir Jason Winter's Tea * Randi Shannon's 42Action.org * Tad Patterson's www.YouHaveTheRight.com * Ra at Marketing with the Stars * Visit El Pinto restaurant in Albuquerque. * El Pinto Salsa is available at Ralph's. * Charles W. Wright - (www.emsgo.org * DoctorValerie.com * ConingCompany.com, and * Linda Kammins -Losing hair? www.LindaKammins.com for making our programs possible.

American Justice & Prisons

You gotta love Randi Shannon and Doctor Val as they discuss US law and American justice. Things in America have changed in the last 25 years. Of all the countries and prisoners of the world, the US holds 25% of global prison population. Many innocent men, women and teenagers are in private jails for the profit of the administrators. Ideas sent to Ideas for Dr. Val will be selected for reading on the air. We thank our sponsors: * Protandim * Sir Jason Winter's Tea * Randi Shannon's 42 Action * Tad Patterson's You Have The Right * Marketing with the Stars * El Pinto Salsa (available at Ralph's) * Visit our "good health" oriented restaurant El Pinto in Albuquerque. * Emergency Management Solutions Global One Emergency Management Solutions Global One * Doctor Valerie * Coning Company and * Linda Kammins - Hair Recovery and scalp massages - Linda Kammins for making our programs possible.

American Justice & Prisons

You gotta love Randi Shannon and Doctor Val as they discuss US law and American justice. Things in America have changed in the last 25 years. Of all the countries and prisoners of the world, the US holds 25% of global prison population. Many innocent men, women and teenagers are in private jails for the profit of the administrators. Ideas sent to Ideas for Dr. Val will be selected for reading on the air. We thank our sponsors: * Protandim * Sir Jason Winter's Tea * Randi Shannon's 42 Action * Tad Patterson's You Have The Right * Marketing with the Stars * El Pinto Salsa (available at Ralph's) * Visit our "good health" oriented restaurant El Pinto in Albuquerque. * Emergency Management Solutions Global One Emergency Management Solutions Global One * Doctor Valerie * Coning Company and * Linda Kammins - Hair Recovery and scalp massages - Linda Kammins for making our programs possible.

Karen Lee to join host Joan Shumaker on Time Out for Small Business on VoiceAmerica


Karen Lee, frequent CNN Weekly Financial Fix guest, to join host Joan Shumaker on “Time Out for Small Business,” Wednesday, May 16 at 4 PM Pacific Time on the VoiceAmerica Business Channel

Voice America Talk Radio Network, Internet broadcasting pioneer, producing and syndicating online audio and video, today announced that Karen Lee, a frequent guest on CNN Weekly Financial Fix and author of “It’s Just Money, So Why Does It Cause So Many Problems?” will join Joan Shumaker, host of “Time Out for Small Business” radio program on the VoiceAmerica Business Channel (http://www.voiceamerica.com/Channel/247) Wednesday, May 16, at 4 p.m. Pacific Time.


Certified Financial Planner™ Karen Lee will offer advice to the small business owner on how to take care of the business without sacrificing personal and family needs.  Karen understands the struggles small business owners have with putting all their resources and time back into their business.  In tough economic times, it is even harder to find the funds to take care of both business and home.


Karen J. Lee of Karen Lee and Associates, LLC in Atlanta, Georgia (http://www.karenleeandassociates.com) offers financial planning services through her affiliation with LPL Financial. She is a CERTIFIED FINANCIAL PLANNER™ professional and has earned her Chartered Life Underwriter and Chartered Financial Consultant designations. She holds a Master of Architecture from Tulane University and a Master of Science in Financial Services from the American College.  She also holds the Accredited Estate Planner designation. 

 “Time Out for Small Business” airs live on Wednesdays at 4 PM Pacific / 6 PM Central / 7 PM Eastern on The VoiceAmerica Business Channel. To access the show, log on at http://www.voiceamerica.com/Channel/247. All shows will be available in the Time Out for Small Business Content Library on The VoiceAmerica Business Channel for on-demand and podcast download, http://www.voiceamerica.com/Channel/247.

The VoiceAmericaTM Network offers the latest conversations in a talk radio format, providing education, interaction, and advice on key issues live, on demand as well as through pod cast download. If interested in hosting a talk radio show on VoiceAmerica Network, contact Jeff Spenard, President of Internet Radio at 480-294-6417 or at jeff.spenard @ voiceamerica.com.

Contact Executive Producer Lucas Spenard at 480-553-5785 for advertising / sponsorship information or other show details.

ABOUT Joan Shumaker:
Joan Shumaker is president and founder of Computer Training Resources Inc. in Atlanta, Georgia.  She has been a small business owner for nearly 25 years, serving the computer software training, support, and consulting needs to hundreds of small businesses in Atlanta and across the country.   About 12 years ago, Joan started providing QuickBooks consulting services, which includes setting up, reviewing, cleaning up QuickBooks company files, integrating appropriate software solutions with QuickBooks, and connecting clients with their technology and business partners.  Joan holds a B.S. in Business Education from Bob Jones University and a M.Ed. in Adult Education Program Management with a concentration in Business Information Systems from Georgia State University. She is a Microsoft Office Specialist Master Instructor, an Advanced Certified QuickBooks ProAdvisor, and a Sleeter Group Certified QuickBooks Consultant.



About VoiceAmerica/World Talk Radio, LLC:
World Talk Radio, LLC is the world leader in online media broadcasting and the largest producer and distributor of live internet based talk radio and TV, delivering over 1,000 hours of programming weekly on its VoiceAmerica™ Network (http://www.voiceamerica.com) and WorldTalk Radio Network (http://www.worldtalkradio.com) as well as live and on-demand video content on VoiceAmerica.TV (http://www.voiceamerica.tv). Featuring more than 200 hosts broadcasting to eight niche community based channels: its flagship VoiceAmerica™ Variety Channel, VoiceAmerica™ Health & Wellness Channel, VoiceAmerica™ Business Channel, VoiceAmerica Sports, 7th Wave Channel, The Green Living Channel, VoiceAmerica Kids Channel and World Talk Radio Variety Channel. VoiceAmerica™ TV offers targeted and exclusive video programming channels. World Talk Radio, LLC is one of the pioneers in internet broadcasting, producing and syndicating online audio and video, offering an innovative, effective and comprehensive digital broadcast platform. Digital Publishing through its 10 years of broadcast and media experience along with our seasoned staff of Executive Producers, Production and Host Services Group, World Talk Radio, LLC provides an internet radio and video platform for new, emerging and veteran media personalities to expand and monetize their business and brand in an online digital medium.

Nancy Phillips to appear on "Shining Bright" with host Regina Sisco on the VoiceAmerica Talk Radio Network


Founder of DollarSmartKids Enterprises Inc to appear on Friday, April 20 at 10 AM Pacific Time on the VoiceAmerica 7th Wave Channel
 Author, Nancy Phillips, mother of two and founder of DollarSmartKids Enterprises Inc., has created an audio program, along with her children’s books, to help parents teach their children financial life skills. After doing some research she discovered that most schools weren’t teaching personal finance for kids and knew it was up to her. She also learned that there were not a lot of resources out there to help her. Nancy came up with the concept of creating children’s books that teach them about money – like how to save and give. She shares “I help parents teach their children financial life skills so they don’t have to go to bed at night worrying about their child’s future." Nancy will share her passion of “Zela Wela Kids” products, and educating our kids, on VoiceAmerica’s radio talk show, Shining Bright with Regina Sisco, on Friday April 20, 2012 at 10:00am Pacific Time and 1:00pm Eastern Time.


Children begin learning about money at home from the influential people in their lives right from the time they are toddlers. Modeling and learning from observation are two of the most powerful methods of learning in all young children. Phillips says, "Learning good financial habits can transform a child's future.

Financial decision making skills are used every day and affect every part of a person's life from health to relationships to careers and opportunities. Parents everywhere want to help their children learn these essential skills but aren't sure where to start or what to say and do. That's exactly why this audio program was created – to explain the key concepts in an easy to follow format that isn't intimidating."

Children need the opportunity to practice in order to learn from successes and disappointments. "Teaching kids money skills is very similar to teaching them a sport," comments Phillips. "You start with the basic fundamentals and show the children how to practice them during daily life. The kids learn more and more from their experiences over time and from consistent guidance. Parents don't need to worry about being investment or math geniuses; the principles are universal and straightforward. However, the skills must be taught and practiced for the children to benefit in the long-term. They don't learn by having somebody else do it for them. An added benefit is that many parents comment to me how they are learning to create good habits for themselves, while they teach their children!"

The audio program comes with a workbook, which illustrates the key money milestones for children to achieve relative to their age. Other topics addressed in the program include: damaging mistakes for parents to avoid when teaching money skills and answers to common questions regarding allowances and how to have the credit card "talk" with teens.

Phillips adds, "If we can increase the financial capabilities of our youth, it will significantly affect not only their personal financial well-being but that of their family and society as a whole."

Shining Bright with Regina Sisco airs every Friday at 10:00am Pacific, 11:00am Mountain, 12:00pm Central and 1:00pm Eastern time. To listen to this show go to: www.voiceamerica.com/show/1986/shining-brighton VoiceAmerica’s 7th Wave channel. For more information on Host Regina Sisco, go to her website at www.lifestreamholisticcoaching.com.

The VoiceAmericaTM Network offers the latest conversations in a talk radio format, providing education, interaction, and advice on key issues live, on demand as well as through pod cast download. If interested in hosting a talk radio show on VoiceAmerica Network, contact Jeff Spenard, President of Internet Radio at 480-294-6417 or at jeff.spenard @ voiceamerica.com.

Contact Senior Executive Producer Nathan Jett at 480-553-5768 for advertising / sponsorship information or other show details.

Nancy Phillips Bio:
Nancy Phillips, founder and president of DollarSmartKids Enterprises. She is the author of four children's financial story books and has just launched an innovative new audio program for parents worldwide called “How to Teach Your Children the Most Critical Financial Life Skills.”
Since becoming a mother, her new passion is to research and create fun resources to inspire and help children and young adults reach their full potential in life. Her mission is to increase the financial well-being of our youth globally by helping parents teach their children financial life skills.
While working in the corporate world for almost twenty years, Nancy held positions in product development, portfolio management and international business for three of the world’s largest companies. Nancy has an honors bachelor of science degree in Kinesiology and an executive MBA. For more information about her products and services go to www.zelawelakids.com. Nancy recently co-authored a best-selling book on entrepreneurship with Brian Tracy, a world-renowned business and personal development coach and author.

About VoiceAmerica/World Talk Radio, LLC:
World Talk Radio, LLC is the world leader in online media broadcasting and the largest producer and distributor of live internet based talk radio and TV, delivering over 1,000 hours of programming weekly on its VoiceAmerica™ Network ( www.voiceamerica.com) and WorldTalk Radio Network ( www.worldtalkradio.com) as well as live and on-demand video content on VoiceAmerica.TV ( www.voiceamerica.tv). Featuring more than 200 hosts broadcasting to eight niche community based channels: its flagship VoiceAmerica™ Variety Channel, VoiceAmerica™ Health & Wellness Channel, VoiceAmerica™ Business Channel, VoiceAmerica Sports, 7th Wave Channel, The Green Living Channel, VoiceAmerica Kids Channel and World Talk Radio Variety Channel. VoiceAmerica™ TV offers targeted and exclusive video programming channels. World Talk Radio, LLC is one of the pioneers in internet broadcasting, producing and syndicating online audio and video, offering an innovative, effective and comprehensive digital broadcast platform. Digital Publishing through its 10 years of broadcast and media experience along with our seasoned staff of Executive Producers, Production and Host Services Group, World Talk Radio, LLC provides an internet radio and video platform for new, emerging and veteran media personalities to expand and monetize their business and brand in an online digital medium.

Estate Planning for the Estate-Less

People tend to dismiss the necessity of estate planning because they believe their assets are insufficient of such consideration. However, failing to plan for even those with modest assets can leave even the Average Joe facing unexpected heartache and financial turmoil. 65 percent of Americans don’t have a will. Estate planning for the estate-less seems like a contradiction, however, there are strategies that can protect assets and heirs from many of the unnecessary consequences of improper planning for life’s unexpected events.

Joining Bill Faiferlick is Barry Siegel, ESQ., Principal of the Law Firm, Barry D. Siegel, P.A. who counsels high net worth individuals and families with respect to Trust and Estate Planning and Asset Protection utilizing both domestic and international strategies. He is the co-author of The Book of Estate Planning Strategies.

Listen on VoiceAmericaBusiness May 3rd at 4.00 pm PST

Can you rely on your business valuation?

Dr. Peter Lohrey,  John Raspante and Bill Faiferlick talk about one of the biggest questions facing business owners in transition today. Can they rely on their business valuation?

Can business owners and professionals plan financially for their future based on their business valuation and what unexpected valuation issues can surface.

Dr. Peter Lohrey, PhD, AVA, CDBV, the Director of Business Valuation & Litigation Support Services for Graf Repetti & Co., LLP. and John Raspante CPA, MST, and CDFA who holds the dual roles of Director of Compliance and Risk Management as well as the Director of Education for Graf Repetti join Bill Faiferlick.

Listen Live on VoiceAmericaBusiness April 19th at 4.00 pm PST.

Debt-Free Forever How to Take Control of Your Money and Your Life

Today we welcome Gail Vaz-Oxlade, the host of “Til Debt Do U$ Part” on CNBC. We will discuss the 4 Gail Rules of Money, and how to have a life and money too, and what gets in the way of "saving." Gail's book deals with getting and staying out of debt...and for more information you can go to: www.debtfreeforever.theexperimentpublishing.com. Gail also writes several columns and blogs daily at her website, gailvazoxlade.com. The author of 13 books on money, Gail's book, Debt-Free Forever, promises a no-nonsense approach to paying off debt. Gail will be releasing a new e-book in the fall called Money-Smart Kids.

Debt-Free Forever – How to Take Control of Your Money and Your Life

Today we welcome Gail Vaz-Oxlade, the host of “Til Debt Do U$ Part” on CNBC. We will discuss the 4 Gail Rules of Money, and how to have a life and money too, and what gets in the way of "saving." Gail's book deals with getting and staying out of debt...and for more information you can go to: www.debtfreeforever.theexperimentpublishing.com. Gail also writes several columns and blogs daily at her website, gailvazoxlade.com. The author of 13 books on money, Gail's book, Debt-Free Forever, promises a no-nonsense approach to paying off debt. Gail will be releasing a new e-book in the fall called Money-Smart Kids.